Why Purchase A Home Now?

If you read or listen to the media, the news is not so good with regard to homeownership. Yet, we feel this is absolutely the best time to purchase a home. Why? The best time to buy anything is when the market is not hot. Remember the stock market in 2008? Stocks were down over 50% from their highs. The Dow moved from 14,000 to below 7,500 in less than a year. Retirement accounts were nicknamed “201(k)s,” a takeoff on “401(k)s.” Now the Dow has recovered 80% of the losses. Who benefited? Those who purchased in 2008 at the absolute lows.

We understand that most Americans did not start purchasing stocks in 2008. It is impossible to time the market. That is exactly why we feel today is the time to purchase a home. Real estate prices have fallen in many areas of the country. When will prices start rising again? No one can predict the future and you are not likely to time your purchase the day the market turns.

It is important to understand that real estate is a long term investment. If the value of real estate rises just 5.0% per year over the next few decades the real estate you purchase today will be worth two times as much in 14 years and three times as much in 22 years.

Why is today the time to buy?

  • Prices are low and there are bargains to be had. When prices rise, it will be too late to find bargains.
  • Interest rates are low. Lower rates make mortgage payments more affordable. As a matter of fact, homes are more affordable now than they have been in a generation.
  • The government will help you buy.

From tax benefits to special programs, the government will help you purchase a home. With the high deficits the government has run up in the past few years, many government programs are more likely to be scaled back. Those who get in today are more likely to have more help from the government for a longer period of time.

When purchasing a home today, a consumer has a choice of many lenders. Despite these choices, we believe that we provide the best combination of services and loan choices for the American Homeowner. We are truly committed to helping you achieve the America Dream of Home Ownership. It is our mission to be your partner in this process and we hope to be with you every step of the way as you make your dreams become a reality.

If you want to buy a home and you want to be sure you cans secure the best interest rates possible, take advantage of our FREE Credit Report Analysis.

Our professionals will share with you what’s on your credit, what it means for buying a home, and what your next step(s) should be.

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